Who we are

One advisor, responsible for the outcome.

Travel Earned is a points and miles advisory. You pay for judgment, and for a named advisor who answers for the trip.

You will have one advisor, by name.

The same person values your balance, prepares your trip, and picks up when something changes. You are never handed to someone new, and you never explain yourself twice.

Call +1 303 219 0836. You will reach an advisor, not a switchboard.

The people.

A small firm, on purpose. These are the people who value your balance, prepare your trips, and answer the phone.

Corey Lakow, founder of Travel Earned

Corey Lakow

Founder and principal advisor

Values every balance, and plans the year with our Private members.

Nico Lewis, senior advisor at Travel Earned

Nico Lewis

Senior advisor

Carries members from the first review to the return flight.

How we work.

  • Issuer-independent.

    No card issuer pays us to recommend a card to a client. Our advice on which cards to hold is ours alone.

  • One person, start to finish.

    The advisor who values your balance prepares your trip and answers when it changes. There is no support line and no one to be transferred to.

  • Certainty over the record.

    A seat that exists on your dates is worth more than a cheaper one that does not. If a trip would not return at least double what your credit card's travel portal would, we tell you to keep the points.

  • When cash is the better way to pay.

    Some stays are better paid for than booked with points. We place those through Fora Travel, our host agency, which can bring breakfast, a hotel credit, and an upgrade when one is open. The hotel pays a commission on those stays, and your agreement says so.

  • We never hold your credentials.

    No logins, no passwords, no card numbers. You make every booking yourself, with us on the line.

Questions, answered plainly.

What are credit card points actually worth?

It depends on how you use them. Cashed in as a statement credit, which is money off your card bill, about 0.6 cents for each point. Booked through your credit card's travel portal, about 1 cent. Moved to the right airline program and used for business class, 2 to 4 cents is common, and first class can run far higher. That is measured by what the airline would charge you in cash for the same seats, before taxes and fees. Same points. The difference is how they are used.

Do you need my passwords or account access?

No. We never ask for, receive, or store logins, passwords, security answers, or card numbers. You make every booking yourself, on your own device, during a scheduled call of 10 to 15 minutes, with us directing each step.

Will I have to learn how points work?

No. You never study a chart or compare programs. We value the balance, choose the right program, and prepare the booking. You approve it and make the booking with us on the phone. It was never supposed to be your job.

Can I just call or text?

Yes. Call or text +1 303 219 0836 and you will reach an advisor, the person who would prepare your trip.

Which points and miles do you work with?

Every program a household holds: American Express, Chase, Capital One, Citi, and Bilt points, airline miles, hotel points, certificates, and status. The Position Review values each one in dollars.

How is this different from a points search tool or app?

A search tool shows you seats. You still choose the program, move the points, book the ticket, and plan everything around it. We are responsible for the whole trip, and for the year of travel around it.

Who is this for?

Anyone whose cards earn more points than they use well. Personal is for one person earning 250,000 to 500,000 points a year. Household is for couples and families earning 500,000 to 1.5 million. Private is for more than 1.5 million, or several households traveling together. If you are not sure which, start with a Position Review.

What does it cost?

Membership is one price for the year: Personal $2,500, Household $7,500, Private $24,000. Most people start with a Position Review for $1,500, which is credited toward the membership you choose if you join within 90 days.

What happens if something changes during a trip?

You call the number on your itinerary. The advisor who prepared the booking handles it from there.

Tell us what you hold.

A short form, or a phone call. No statements and no logins.